Built Around What Matters to You — Not Just What We Offer
Every engagement is customized — starting with what’s most important to you, and adapting as life evolves.
Here’s exactly how our planning fees work.
Transparent. Flexible. Tailored
Your planning fee is based on scope — never a one-size-fits-all package.
Most engagements fall between $5k and $10k; complex cases can be higher. You’ll always know your exact fee up front — no surprises.
Planning engagements typically run 12 months, often billed monthly. You’ll receive a customized roadmap and proposal after your Strategy Session.
The Starting Point Is You
What brings someone to Talley Financial is rarely “everything.”
It might be a looming tax decision, a life transition, or a business that’s grown more complex than expected.
Our first job is to meet you right there — not with a checklist, but with a conversation about what matters most. That conversation becomes a tailored strategy and timeline, one that adapts as your life and goals evolve.
We don’t try to cover everything at once. We focus first on why you came.
What Planning Typically Costs
Here are a few common client scenarios we see often, and the first-step focus areas we might tackle:
Dual-Career Professionals Nearing Retirement
Focus
We help turn paychecks into steady retirement income, align investments, update wills, and plan tax-smart withdrawals.
From $4.5K / year
Entrepreneur With a Growing Business
Focus
We help lower tax bills, choose the right entity, keep cash flowing, and fund growth without draining personal wealth.
From $6.5K / year
Practice-Owner Physician
FOCUS
We help convert high earnings into lasting wealth, shield assets, and put surplus practice cash to productive work.
From $5.5K / year
Young Growth-Minded Family
focus
We help master cash flow, fund big goals (home, college), and protect against life’s “what-ifs” while careers scale.
From $4K / year
Executive With Significant Equity Comp
Focus
We help time option exercises, run multi-year tax projections, and fold stock wealth into giving and legacy plans.
From $7.5K / year
Entrepreneur Exiting a Business
Focus
We help structure the sale, reduce taxes, and redirect the windfall toward family goals and new ventures.
From $15K / year
Fees are illustrative; actual quote provided after your Strategy Session.
What You Can Expect
These aren’t “services”—they’re the kinds of progress many clients notice early on:
- Guidance to turn goals into a living plan that can adjust as life changes
- Help separating “do-now” vs. “do-later” decisions, so you know what’s next
- A sounding board that lets you move forward with added confidence
- A meeting rhythm and communication style tailored to you
- Tax, investment, estate, and business pieces co-ordinated when it creates value
- Advice paced around your timeline, not ours
Some clients start with just one area. Most touch all of them over time. Either way, the starting point is always what matters most to you.
What Happens After Year One
Our initial engagement runs 12 months. After that, many clients continue at a lower ongoing fee that matches their updated needs. Some pause and return later; others deepen the work as life evolves. Either way, the relationship stays flexible and built around you.
Ready to See How a Tailored Plan Feels?
Most people begin with a brief, 15-minute Intro Call.
Click below and you’ll land on our Get Started page, where you’ll see the simple 3-step process and choose a time that works for you.
No paperwork, no prep—just a quick conversation to see if we’re a fit.
Updated July 2025 • Written by David Talley, CFP®, EA
