Strategically Navigate Executive Compensation & Wealth
Personalized financial planning to help executives optimize taxes, plan liquidity events, and confidently pursue financial independence.
Why Executives & Professionals Choose Talley Financial
Dual Credentialed Expertise
Benefit from combined Certified Financial Planner™ and Enrolled Agent expertise—aimed at integrating proactive tax strategies into your comprehensive financial plan.
Executive Compensation & Liquidity Optimization
Navigate stock options, RSUs, deferred compensation, IPOs, mergers, and acquisitions with proactive strategies designed to help optimize potential tax outcomes and pursue wealth-building opportunities.
Integrated & Personalized Financial Strategy
Your investment strategy is tailored to support your personalized financial plan, aiming to align with your career milestones, liquidity needs, and personal financial goals.
Challenges Executives Commonly Face
- Generic Advisors Lack Executive Expertise: Many advisors provide standardized financial advice that may not fully address complex executive compensation, sophisticated tax planning, or proactive wealth strategies.
- Navigating Complex Compensation Events Alone: Without proactive planning, executives may incur avoidable taxes or miss wealth-building opportunities during liquidity events like stock option exercises or company sales.
- Fragmented Financial Guidance Creates Inefficiency: Disconnected advice from various advisors (CPA, HR, investment) can create confusion and inefficiencies, potentially limiting financial progress.
Your Executive Financial Roadmap
01
Introductory Call (15–30 min)
Discuss your priorities, financial situation, and clearly determine mutual fit.
02
Personalized Strategy Session (60–90 min)
Review executive compensation details, explore potential tax strategies, and outline tailored next steps.
03
Customized Executive Financial Roadmap (2–4 weeks)
Clearly outline actionable recommendations aiming at compensation optimization, tax planning, investment alignment, and retirement planning.
04
Comprehensive Implementation & Advisory Coordination
Structured sessions helping to coordinate tax planning, investments, retirement, and liquidity event strategies aligned with your personal objectives.
05
Ongoing Executive Optimization & Reviews
Regular check-ins and strategy adjustments to proactively support your changing goals, career events, and evolving financial priorities.
Executive Case Studies
Strategic Planning Around Stock Option Liquidity
An executive faced a significant tax burden due to concentrated stock options in their publicly traded company. Through careful planning around timing, exercising strategies, and charitable giving approaches, we helped them manage their tax liability, diversify their portfolio, and increase financial flexibility.
Integrated Executive Retirement Strategy
A senior executive nearing retirement struggled with fragmented advice across taxes, investments, and retirement income planning. By integrating all aspects into a unified strategy, we clarified their retirement pathway, addressed key tax opportunities, and helped align their investments clearly to their long-term objectives.
The following case study is based on individual client experience and may not be representative of the experience of other clients. They should not be considered a guarantee or indication of future results.
Executive-Specific FAQs
How can I reduce taxes on my stock options and RSUs?
We help executives create multi-year plans that strategically time stock option exercises and RSU sales, using proactive tax strategies—like tax-loss harvesting, charitable giving, and income timing—to help you potentially lower your tax impact.
What specific tax strategies are beneficial for executives?
Executives often benefit from multi-year tax projections, strategic income deferral through deferred compensation plans, advanced charitable giving techniques, and optimizing deductions during high-income years. Our dual credentialing (CFP® and Enrolled Agent) allows us to provide integrated, proactive strategies tailored specifically for complex executive situations.
I have advisors through my employer; why would I need an independent advisor?
Employer-provided advice is often generalized and lacks deep personalization, particularly around complex compensation scenarios and long-term personal tax planning. An independent advisor like Talley Financial provides tailored, holistic guidance aligned specifically with your individual financial objectives, outside of your company’s interests.
Can Talley Financial help coordinate with my existing CPA or tax professional?
Absolutely. We regularly collaborate with executives’ existing tax professionals, coordinating comprehensive planning that integrates investment, tax, and retirement strategies, helping to ensure clarity, efficiency, and alignment among all of your financial professionals.
Do I need to transfer all my investments to work with you?
No, it’s not required. Many executives initially engage with us exclusively for strategic financial and tax planning, independently of investment management. You have the flexibility to maintain existing investment accounts or advisors if preferred.
